Having finished their round, three lady golfers sat having a drink in the clubhouse. After a while the subject turned to sex. One of the ladies suggested it might be fun to use the golf handicap system to rate their husbands performances in bed.
First Lady Golfer: "I would have to put my husband on a handicap of 5. He is so considerate, and loving, and satisfies me in every possible way."
Second Lady Golfer: "I would have to give my husband a handicap of 18. He is not gentle with me, only considers himself and it's all over in under two minutes."
Third Lady Golfer: After a long pause. "I'm afraid I can't give my husband a handicap. He hasn't put a card in for two years.